Search results for: “Auto Liability”

  • Delegated Design in Construction: Professional Liability Risks for Contractors

    Project delivery methods in commercial construction have changed dramatically over the past decade. More owners are now embracing project delivery methods that streamline schedules and encourage collaboration among multiple parties throughout the construction process. As projects get bigger, more specialized, and more complex – such as data centers, healthcare facilities, manufacturing plants and institutional buildings…

  • Structuring Construction Liability Coverage for Multifamily Developers

    A well-structured General Liability program can significantly improve cost efficiency, risk control, and long-term outcomes for multifamily developers. Developers are paying for all General Liability insurance tied to their projects, whether that cost is visible or hidden. Developers can rely on the general contractor (GC) and subcontractors to carry coverage and build it into their…

  • Inside Management Liability Exposures for Family Offices

    A family office is a private organization established to manage the financial and personal affairs of a wealthy family. Typically serving families with assets exceeding $100 million, these entities oversee investments, trusts, estate planning, tax strategy, and philanthropic activities, and they often operate businesses. Family offices vary widely in structure. Some have formal boards or…

  • Navigating Pollution Liability Exposures: Strategies for Effective Risk Management

    Pollution incidents—chlorine leaks at hotel pools, dust from construction sites, chemical releases in manufacturing, etc.—pose significant safety and liability challenges across many industries, including hospitality, construction, manufacturing, healthcare, transportation, and agriculture. The scenarios above highlight the critical need for organizations of all sizes and across all sectors to integrate pollution risk management into their safety…

  • The New Liability Crisis: Why Fleets With ‘Good Scores’ Are Still Getting Hammered – And How to Fight Back

    For years, transportation companies who invested heavily in fleet safety programs believed their strong SMS scores, clean inspection history, and telematics would insulate them from the worst of the market. But 2025 has shattered that assumption. Even well-run fleets with low crash frequency and high safety compliance are seeing double-digit increases on Auto Liability—often with…

  • Safety and Liability Tips for Dog Owners

    Are You Protected as a Dog Owner? We all love our furry friends. Whether your dog is a small Jack Russell Terrier or a giant Great Dane, even normally mild-mannered dogs may bite people. Why? When a dog is scared or feels the need to protect their surroundings (such as their home, food or owner),…

  • Employment Practices Liability Insurance

    Employment practices liability insurance (EPLI) provides coverage for allegations made by employees, former employees, job candidates, customers and vendors related to your business’s employment practices. Often these allegations result in litigation, with costs quickly adding up into hundreds of thousands of dollars. Whether you run an established company or are starting a small business, it’s…

  • California Wildfires and Liability Risks for Utility Contractors

    The recent devastation from the fires in Los Angeles, California, has spotlighted several issues – from risk mitigation and the adoption of stricter building codes to help minimize property loss to causation, negligence, and insurance. Among the issues being examined is the role of utility companies and wildfires. Lightning, arson, and utility lines are the…

  • The Risk of EVs in the Auto Service Industry

    Electric Vehicles (EVs) pose hazards and safety challenges for the auto service industry. When considering the risks associated with servicing EVs, we should look at the standards and hazards for employee safety, fire protection, garage liability, and overall property loss.   EVs are likely here to stay. Under former President Biden, the federal government set…

  • Auto Dealerships

    Auto Dealerships Risk Management Solutions to Keep Your Dealership Moving Your business is unique and your vision and objectives are different from your competitors. Our team will take time to understand your needs and work with you to design a customized risk management program that might one day mean the difference between a minor loss…