Search results for: “Data Centers”

  • As Data Center Demand Accelerates, Utilities Face a New Risk Landscape

    Power demand is rising faster than infrastructure can be delivered Artificial intelligence, cloud computing, and digital infrastructure are driving unprecedented demand for data centers across the United States. According to industry estimates, approximately $3 trillion is expected to be invested globally in digital infrastructure by 2030, with U.S. data center growth projected to add nearly…

  • Delegated Design in Construction: Professional Liability Risks for Contractors

    Project delivery methods in commercial construction have changed dramatically over the past decade. More owners are now embracing project delivery methods that streamline schedules and encourage collaboration among multiple parties throughout the construction process. As projects get bigger, more specialized, and more complex – such as data centers, healthcare facilities, manufacturing plants and institutional buildings…

  • Government Contracting

    Government Contracting Strategic Insurance Solutions for Government Contractors Our dedicated team provides creative and cost-effective solutions for your most complex contracting risks. We understand bidding on work across many different NAICS codes can have a unique impact to your ever changing risk profile. We provide a risk-focused approach that breaks down traditional industry-driven silos with…

  • Compliance Q&A: Reporting Prescription Drug and Health Care Spending

    Interested in the steps plan sponsors need to take to comply with the RxDC rules? Learn these steps and how they fit into the larger picture of healthcare transparency laws in this compliance QA.

  • Safety and Liability Tips for Dog Owners

    Are You Protected as a Dog Owner? We all love our furry friends. Whether your dog is a small Jack Russell Terrier or a giant Great Dane, even normally mild-mannered dogs may bite people. Why? When a dog is scared or feels the need to protect their surroundings (such as their home, food or owner),…

  • How to Talk to Your Teen About Safe Driving

    Most parents approach this milestone with a mixture of joy and dread — the day their teenager obtains a driver’s license. Of course, safety is top of mind for parents. Make sure you talk with your teens about the risks below to ensure that they understand these very real safety threats. Top 8 Safety Risks…

  • How Disasters Revolutionized CAT Modeling

    CAT modeling provides a probabilistic calculation of property loss expectancies associated with a variety of natural catastrophe perils. Insurers and lenders are keen to understand the anticipated loss expectancy associated with a portfolio’s exposure to a particular peril, e.g., windstorm, storm surge, flood, etc. Natural catastrophe insurance limits can be costly and should be accurately…

  • Weathering the Storm 2025

    Summary 2024 brought another active year for weather and climate disasters in the United States. There were 27 confirmed disaster events exceeding $1 billion according to NOAA’s National Centers for Environmental Information (NCEI). These disasters caused at least 568 direct or indirect fatalities, which is the eighth highest for billion-dollar disasters over the last 45…

  • Are Chronic Conditions Driving Up Your Workers’ Comp Spend?

    There is a direct correlation between employee well-being and workplace safety. Healthier employees tend to be safer, leading to fewer on-the-job accidents. However, the presence of chronic and often co-morbid conditions, such as diabetes, obesity, arthritis, asthma, hypertension, depression, and anxiety, can impact employees’ ability to perform their jobs safely and add significant complexity to…

  • Compliance Q&A: High-Cost Claimants: ADA, ACA, HIPAA and ERISA

    Question We are examining various health coverage and plan design options in order to save money. One employee, a hemophiliac, has experienced high claims and requires expensive, ongoing treatment. Our reinsurance carrier has imposed a laser at $500,000 for this employee, which is a significant financial burden. May we offer this high-cost claimant cash to…