Search results for: “General liability coverage”

  • Structuring Construction Liability Coverage for Multifamily Developers

    A well-structured General Liability program can significantly improve cost efficiency, risk control, and long-term outcomes for multifamily developers. Developers are paying for all General Liability insurance tied to their projects, whether that cost is visible or hidden. Developers can rely on the general contractor (GC) and subcontractors to carry coverage and build it into their…

  • Navigating Pollution Liability Exposures: Strategies for Effective Risk Management

    Pollution incidents—chlorine leaks at hotel pools, dust from construction sites, chemical releases in manufacturing, etc.—pose significant safety and liability challenges across many industries, including hospitality, construction, manufacturing, healthcare, transportation, and agriculture. The scenarios above highlight the critical need for organizations of all sizes and across all sectors to integrate pollution risk management into their safety…

  • Compliance Q&A: Interns and Offers of Coverage

    Question I have hired a couple of interns. They’re scheduled to work full-time hours but they’re only going to be with us for about four months. Am I at risk of any Affordable Care Act (ACA) “Pay or Play” penalties if I decide not to offer these interns health coverage? Summary If the employer is…

  • Understand Your Coverages for Water Damage on a Property Policy

    When water from any source suddenly rises (or backs up) and causes property damage, you might understandably assume a property policy would automatically cover the resulting damage. In reality though, water damage is covered by property insurance policies in only five situations covered below. (A sixth cause of damage, water intrusion, is never covered by…

  • Business Liability Insurance

    Business Liability Even Minor Mishaps Can Lead to Big Lawsuits As a business owner, it’s important to have liability insurance to protect your assets. Taking these proactive steps can lower the potential cost of liability insurance claims for you and your business: How Much Coverage Does Your Business Need? Several factors contribute to the amount…

  • Addressing Consequential Damages in the Property Policy

    Property insurance policy drafters have long attempted to address how excluded perils, such as faulty workmanship, latent defects, design defects, wear and tear, corrosion, or erosion, affect coverage. Approaches have included: “Resulting loss or damage” carve-backs “Cost of making good” faulty workmanship London Engineering Group (LEG 1, 2 and 3) defect clauses It is helpful…

  • McGriff National Webinar Series

    About the Webinar Series Webinars typically take place on the third Thursday of every month at 2:00 p.m. Eastern time. Each webinar lasts approximately 60 minutes. Registration links are provided below with each webinar; a confirmation email will be sent to the email address provided. Reminder emails will be sent 24 hours and one hour…

  • Essential Insights into Workers’ Compensation Part B

    Date: July 16, 2026 Time: 2:00 PM ET Duration: 60 Minutes Join us for a detailed exploration of Workers’ Compensation Part B—Employers’ Liability Insurance—and its essential role in protecting businesses from legal and financial risks arising from workplace injuries. We’ll clarify how Part B complements statutory benefits by protecting employers against lawsuits and filling important…

  • The Impact of Nuclear Verdicts and Modern Courtroom Tactics on Claim Adjusting

    Two of the most influential developments are the rise of extremely large jury awards—commonly referred to as nuclear verdicts—and the evolution of modern courtroom strategies used by plaintiff attorneys. Together, these trends have increased claim severity, heightened litigation risk, and forced insurers to modify how claims are investigated, documented, reserved, and settled. As a result,…

  • Compliance Q&A: Common COBRA Compliance Pitfalls

    Question When is COBRA continuation coverage required, and what are some common missteps to avoid? Summary The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) grants individuals the right to continue employer-sponsored health insurance coverage for a limited period after experiencing qualifying events such as a job loss or reduction in work hours. Despite its…