A family office is a private organization established to manage the financial and personal affairs of a wealthy family. Typically serving families with assets exceeding $100 million, these entities oversee investments, trusts, estate planning, tax strategy, and philanthropic activities, and they often operate businesses. Family offices vary widely in structure. Some have formal boards or…
Pollution incidents—chlorine leaks at hotel pools, dust from construction sites, chemical releases in manufacturing, etc.—pose significant safety and liability challenges across many industries, including hospitality, construction, manufacturing, healthcare, transportation, and agriculture. The scenarios above highlight the critical need for organizations of all sizes and across all sectors to integrate pollution risk management into their safety…
For years, transportation companies who invested heavily in fleet safety programs believed their strong SMS scores, clean inspection history, and telematics would insulate them from the worst of the market. But 2025 has shattered that assumption. Even well-run fleets with low crash frequency and high safety compliance are seeing double-digit increases on Auto Liability—often with…
Are You Protected as a Dog Owner? We all love our furry friends. Whether your dog is a small Jack Russell Terrier or a giant Great Dane, even normally mild-mannered dogs may bite people. Why? When a dog is scared or feels the need to protect their surroundings (such as their home, food or owner),…
Employment practices liability insurance (EPLI) provides coverage for allegations made by employees, former employees, job candidates, customers and vendors related to your business’s employment practices. Often these allegations result in litigation, with costs quickly adding up into hundreds of thousands of dollars. Whether you run an established company or are starting a small business, it’s…
The recent devastation from the fires in Los Angeles, California, has spotlighted several issues – from risk mitigation and the adoption of stricter building codes to help minimize property loss to causation, negligence, and insurance. Among the issues being examined is the role of utility companies and wildfires. Lightning, arson, and utility lines are the…
Business Liability Even Minor Mishaps Can Lead to Big Lawsuits As a business owner, it’s important to have liability insurance to protect your assets. Taking these proactive steps can lower the potential cost of liability insurance claims for you and your business: How Much Coverage Does Your Business Need? Several factors contribute to the amount…
Cyber Liability Protecting Your Network and Data and Mitigating Cyber Risks Your business depends on technology for commerce, communications, employment and payroll functions, financial tracking and reporting, and much more. Whether brick and mortar or solely online, nearly all enterprises should evaluate their cyber exposures, quantify the potential harm from a cyber incident, and determine…
McGriff announces TripExcess liability product solution February 3, 2021 McGriff today announced the launch of a new insurance solution designed to allow freight brokers to purchase excess auto liability coverage online. TripExcess® is a per-shipment excess liability product that will allow shippers, 3PL/brokers and motor carriers to maintain a required $2 million auto liability limit.…
This article explores how plaintiff attorneys use AI to drive claim severity—maximizing the value of claims through data-driven insights and advanced analytics. It further examines the legal and ethical challenges posed by AI use, the countermeasures employed by defense counsel, and offers recommendations for policymakers to ensure fairness and transparency in litigation. Literature and Market…