It may seem as if all third-party administrators (TPAs) are essentially the same, but, surprise, they aren’t! A flashy website can make a subpar TPA look and sound great, but what truly matters is how well the TPA does what it is entrusted to do. This article highlights important considerations beyond first appearances when selecting…
While companies are increasingly adopting microsites, apps, HRIS systems, and other technologies to communicate their plans to employees, the benefits guide remains a common practice for organizations to showcase their insurance options and rewards or to use as a recruitment tool. But there’s a common dilemma when it comes to benefits guides—one I often…
Question My company is an Applicable Large Employer using the look-back measurement method to determine full-time status of our employees. One of our full-time employees left the company to pursue another career. Four months later, he returned to the company as a part-time employee. Do I need to offer him health insurance coverage? Summary In…
When we think of nurses, we often envision compassionate caregivers in hospitals. However, this image overlooks a crucial segment of nursing professionals known as Occupational Health Nurses (OHNs). These registered nurses help prevent and manage work-related injuries and illnesses and play a vital role in promoting employee health and safety across the workplace. According…
Electric Vehicles (EVs) pose hazards and safety challenges for the auto service industry. When considering the risks associated with servicing EVs, we should look at the standards and hazards for employee safety, fire protection, garage liability, and overall property loss. EVs are likely here to stay. Under former President Biden, the federal government set…
Since the passage of the Civil Rights Act of 1964, the workplace has been tasked with assuring that access to employment is free of discrimination based on any number of individual characteristics. The additional laws surrounding the Americans with Disabilities Act (ADA) and amendments expanded this focus even more. Today, applicants and employees may expect…
Specialty Practices We deliver customized solutions to match the unique risks of your industry. Every Industry Has Its Own Challenges and Opportunities That’s why you need a specialty team of insurance professionals that fully knows your day-to-day world. Never settle for less than industry-specific expertise, deep intellectual capital, and truly customized solutions designed with your…