America’s Boating Club: Boat Insurance Program

One of the many benefits of membership in America's Boating Club (ABC) is the official ABC Boat Insurance Program, available exclusively to dues-paying members. Since 1988, we’ve been providing ABC members some of the best service, reliability, and coverage in the industry.

Learn more about boat and watercraft insurance
File a claim
Make a payment
Agents – get a quote for your customer

Coverage highlights

The Boat Insurance Program at America's Boating Club was created in 1988 to meet the unique needs of USPS members. Below is an outline of our policy features and the customer service benefits. Take a look and then give us a call at 1-800-763-8777 or fill out an online quote form. We can customize a policy for you that includes:

Liability coverage, which protects you against damage to others or their personal property
Collision coverage to protect you against accidents with underwater objects and other watercraft
Medical payments for accident-related injuries
Damages to any accessories, such as personal items or fishing equipment
Uninsured boater liability, which protects you if you’re in an accident with a boater who has no insurance
Total loss replacement if your boat is destroyed
Towing for your damaged boat
Emergency expenses to cover temporary living expenses
Fire and theft coverage for your watercraft contents
Plus:
- Competitive rates
- Coverage for individuals, partnerships, and/or corporate/business owners
- Hurricane safe harbor reimbursement
- On-the-water towing

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How to file a claim

General instructions

Please take the following steps or your claim could be denied.

1. Immediately report all accidents/claims to ABC Boat Insurance or your insurance company directly.

2. Take all reasonable steps to protect the boat from further damage.

3. Do not start permanent repairs or dispose of damaged parts until the insurance company can inspect the damage.

4. Refer to your policy booklet to comply with any other requirements specified by your insurance company.

To file a claim:

By phone: Call 800-763-8777, Option 3, Monday-Friday from 8:00 a.m. to 4:45 p.m. Central time
After hours emergency line:
- Atlantic Specialty Policyholders: 866-253-0325
- American Modern/American Southern Policyholders: 800-375-2075