Personal Watercraft

From Boats to Mega-Yachts

The McGriff Recreational Specialty team is here to help you get the insurance coverage you need. Our boat insurance experts will consult with you to understand your needs and then compare rates from the nation’s top insurance companies. Our goal is to ensure you get the coverage you need at a price point that best fits your life.

If you don’t have a separate boat or private watercraft insurance policy, you’re probably underinsured. Most homeowners insurance policies have size restrictions, limitations on horsepower, and limits on damage coverage for watercraft.

We can customize a policy for you that includes:

Liability coverage, which protects you against damage to others or their personal property.
Collision coverage to protect you against accidents with underwater objects and other watercraft.
Medical payments for accident-related injuries.
Damages to any accessories, such as personal items or fishing equipment
Uninsured boater liability, which protects you if you’re in an accident with a boater who has no insurance.
Total loss replacement if your boat is destroyed.
Towing for your damaged boat.
Emergency expenses to cover temporary living expenses.
Fire and theft coverage for your watercraft contents.