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Terms and conditions of access

THESE TERMS AND CONDITIONS ("TERMS") GOVERN YOUR USE OF THIS WEBSITE ("SITE") AND ACCESS TO THE CERTIFICATE OF INSURANCE ("COI") DISPLAYED HEREIN. PLEASE READ THESE TERMS CAREFULLY BEFORE DECIDING WHETHER TO USE THIS SITE. IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS, YOU MAY NOT USE THIS SITE.

  1. Acceptance of Terms

    By using this Site and clicking the "Submit" button below, you acknowledge that you have read and reviewed these Terms and agree that they will govern your use of this Site and your access to any information contained herein. You agree to abide by all applicable laws and regulations concerning this Site and any information contained herein.

  2. Entire Agreement

    These Terms constitute the entire agreement between you and Marsh & McLennan Agency LLC and/or its subsidiaries.

  3. Modification and/or Termination of Access

    Marsh & McLennan Agency LLC reserves the right to modify or terminate the Site, or to modify or terminate your access to the Site, at any time.

  4. Purpose of Site

    You acknowledge that viewing information contained in this Site, including any COI, does not alter the coverage provided by the policy described in the COI. Any COI is issued as a matter of information only and does not serve to provide, endorse, amend, extend or alter in any way the Terms of the insurance policy. You further acknowledge that viewing information contained in this Site, including any COI, does not create any rights to you or your organization to coverage or notice under the described policy, nor any other right not specifically provided to you or your organization by the policy itself.

  5. Permissible Use of Site

    You agree to use this Site exclusively for the benefit of your organization and its normal, internal business activities. You may view and print out materials made available to you through this Site, provided that all copies are retained by your organization and not used for any purpose other than those permitted by these Terms.

  6. Restrictions on Use of Site

    You may not use this Site in any manner inconsistent with these Terms. You may not use this Site for the benefit of any third party. You may not link directly to this Site, the information contained herein, or present the Site or the information contained herein on any other website. You may not change or modify the Site in any way.

  7. Rights Reserved

    All rights in and to this Site, as well as the information contained herein, are reserved to Marsh & McLennan Agency LLC.

  8. Disclaimer

    You agree that the use of this Site is at your sole risk. You acknowledge that this Site and any information contained herein is presented "as is," and Marsh & McLennan Agency LLC makes no warranty, representation, or guarantee of any kind, express or implied, including but not limited to merchantability or fitness for a particular use or purpose. Specific equipment and/or software may be required to view this Site and its content. Marsh & McLennan Agency LLC makes no representation, warranty, or guarantee about your ability to access the Site and its content. If you cannot access the Site or its content, or require different access to the Site or its content, please contact McGriff at the Contact Information provided herein.

  9. Limitation of Liability

    YOU AGREE THAT Marsh & McLennan Agency LLC SHALL NOT BE LIABLE TO YOU, YOUR ORGANIZATION, OR ANY THIRD PARTY FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED OR RELATED TO THE USE OR INABILITY TO USE THIS SITE, EVEN IF AN AUTHORIZED REPRESENTATIVE OF Marsh & McLennan Agency LLC HAS BEEN ADVISED SPECIFICALLY OF THE POSSIBILITY OF SUCH DAMAGES.

  10. Indemnification

    You hereby agree to indemnify and hold harmless Marsh & McLennan Agency LLC and its representatives, agents, directors, officers, employees, stockholders, advisors, successors and assigns against any claim, suit, action, loss, cost, expense, liability and damage of every nature and kind, including but not limited to interest, penalties, reasonable attorneys' fees and arbitration and/or litigation costs arising out of or in connection with your use of this Site, including but not limited to: (i) the use of this Site by you, your organization, or someone on you or your organization's behalf; (ii) a violation of these Terms by you, your organization, or someone on you or your organization's behalf; (iii) any unauthorized use of a COI or the Site by you or your organization; and/or (iv) any misrepresentation or breach of representation, warranty or covenant made by you contained herein.

  11. Governing Law

    These Terms shall be construed in accordance with the relevant laws of the United States including Federal Copyright and Trademark laws and with the procedural and substantive laws of the State of North Carolina applicable to contracts and made and entered into herein without regard to conflict of laws and choice of laws principals. Any dispute arising from these Terms, this Site, or the information contained herein, but not any dispute arising under the coverage described in any COI, shall be brought in the Federal or State Courts in North Carolina.

  12. License

    You may not use Marsh & McLennan Agency LLC's names, copyrights, trademarks, and/or other proprietary materials and intellectual property without prior written authorization from Marsh & McLennan Agency LLC or in any matter that implies any relationship between you or your organization and Marsh & McLennan Agency LLC, including but not limited to the use of such items on you or your organization's written materials or website. You acquire no rights or licenses in or to this Site or the information contained herein other than the limited right to use this Site in accordance with these Terms.

  13. Representation and Warranties

    You represent, warrant, and covenant that you: (i) have the power and authority to accept these Terms and (ii) will use this Site only in the manner permitted by these Terms.

  14. Waiver

    Marsh & McLennan Agency LLC's failure to enforce any Term or exercise any right granted to it under these Terms shall not constitute a waiver of such Term or right.

  15. Severability

    These Terms are severable. If any of these Terms is deemed to any extent illegal, invalid, or unenforceable by a court of competent jurisdiction, such Term shall be excluded to the extent of such invalidity or unenforceability and all other Terms shall remain in full force and effect. To the extent permitted and possible, invalid or unenforceable term shall be replaced by a term that is valid and enforceable and comes closest to expressing the intention of the invalid or unenforceable term.

  16. Assignment

    Marsh & McLennan Agency LLC may assign its rights and/or obligations under these Terms to any third party at any time without notice to You. This Agreement may not be assigned by you without Marsh & McLennan Agency LLC's prior written consent.

  17. Contact Information

    All general inquiries regarding the certificates displayed on this Site should be directed to Marsh & McLennan Agency LLC at IMC@McGriff.com. All other correspondence and/or notice must be provided in compliance with applicable law and/or regulation.

Why join the MASC Association Health Plan?

Local representation and focus

  • Operated for and by South Carolina Maritime Association members.
  • Be involved in the decision-making process at your individual group level, as well as the Trust level, and control your benefits decision.

Single source solutions

  • All benefits information is entered into one system and displayed on one bill.
  • One-stop shop for ERISA, HIPAA and COBRA services, benefits enrollment and eligibility, as well as all your compliance needs. No more hiring multiple firms with separate systems to manage your ACA obligations!

Plan design flexibility

  • Maintain control of your plan design.
  • Customize your medical plan and choose from numerous dental and vision plans.
  • Your plan remains fully insured without the worry of potential premium increases associated with ACA and Community Rating.

Cutting-edge technology

  • Access to the best benefits administration technology and compliance technology available in the marketplace.
  • Improve the efficiency of your benefits team by easing its administrative burden.
  • All information is stored and transferred in a secure environment, which means your personal data is safe.

Integrated compliance assistance

  • Ability to facilitate ACA reporting requirements such as 1095, 1096, 6065 and 6066.
  • Receive customizable reminders for compliance requirements via Compliancedashboard®.

Financial soundness and transparency

  • The plan is fully underwritten, which means you get the best of both worlds: premiums based on your employees’ experience, plus the protections of pooling together with other maritime companies to provide long-term rating stability and more predictable renewals.
  • This fully insured environment means no more worrying about cash flow issues and potential risks associated with a self-insured plan.

The largest PPO network

  • Get access to the deepest discounts in the state of South Carolina and the U.S.
  • Your employees and their families will not have to worry about accessing high-quality health care when it matters most.
  • You no longer have to wonder whether you are paying a fair price for health care services within the BlueCross BlueShield of South Carolina network.

Attentive customer service

  • Your Account Manager will learn about your group and work to build a personal relationship with you.
  • Your staff can call on one reliable person with intimate knowledge of your eligibility, billing, accounting, benefits and wellness.

Premium savings

  • The MASC Trust helps employers access better benefits and premium savings through the economies available in association health plans.

MASC member benefits

  • When you join MASC, you gain access to unparalleled advocacy, programs, training and strategic connections.

Comprehensive Boat Insurance

Seahorse Underwriters offers our customers and agents agreed value policies underwritten by A-rated carriers. We have the ability to quote and bind within minutes and pride ourselves on ourprompt, professional, and courteous service. We provide coverage on a wide range of hull values from $5,000 to $30,000,000. Whether you’re a broker, private pleasure boat owner, or professional fishing guide, we can help you find the right coverage.

Make a Payment

Online Payment

Payment by Phone:

800-277-6698

How to File a Claim

General Instructions

Please take the following steps or your claim could be denied:

  1. Immediately report all accidents/claims to Seahorse Underwriters or your insurance company directly.

  2. Take all reasonable steps to protect the boat from further damage.

  3. Do not start permanent repairs or dispose of damaged parts until the insurance company can inspect the damage.

  4. Refer to your policy booklet to comply with any other requirements specified by your insurance company.

To File a Claim:

  • By phone: Call 800-277-6698, Monday-Friday from 8:00 a.m. to 4:45 p.m. Central time
  • After hours emergency line:
    • Atlantic Specialty policyholders: 866-253-0325
    • American Modern Home/American Southern home policyholders: 800-375-2075