Author: admin
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McGriff Market Update: Fall 2023
Summary The Commercial Property insurance market remains challenging with rate increases in the double digits due to billion-dollar weather and climate disasters, high inflation, and rising claim costs. Accurate property values continue to be a front-and-center issue for underwriters. The Commercial Auto insurance market is also challenged as a result of higher repair costs and…
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Weathering the Storm 2023
Summary According to NOAA’s Climate.gov, 2022 was a billion-dollar weather and climate year with multiple costly disasters throughout the country. 2022 tied 2017 and 2011 for the third highest number of billion-dollar events and was also the third highest year in cost. In 2022, the United States saw 18 separate weather events costing an estimated $165.1…
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2023 National Benefit Trends Survey Results
Learn how employers are responding to the employee benefits challenges of 2023 and beyond. Recruiting and retention have been top of mind for most employers over the last few years. In this year’s survey, we show how strategies related to those efforts have evolved since last year. And we dive into the ways employers are…
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How to Create a Home Inventory
When was the last time you updated your home inventory? More importantly – do you have any sort of home inventory at all? Documenting all of your personal belongings can seem daunting, but trying to calculate the total value of your loss after a fire or burglary without an inventory to refer to is an…
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Beginner’s Guide to Collecting Whiskey
The whiskeys you choose to build your collection with are entirely dependent upon the purpose of the collection – is this a hobby for your own personal enjoyment or is it an investment opportunity? For a lot of people, a whiskey collection is a mixture of both pleasure and potential profit. What to Buy Whiskeys…
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Creating a Legacy by Maximizing IRA Assets
Many high-net-worth individuals will be transferring wealth to the next generation from their Individual Retirement Accounts (IRAs). For those that have overfunded these accounts, they realize that all or part of it will be left to their heirs and that taxes could eat up a significant chunk. Life insurance may be a tax-advantaged way to…
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How to Increase the Efficiency of Your Refrigerator
Did you know that your refrigerator is responsible for about 10% of your total electric bill?1 With one appliance zapping so much energy, here are a few steps you can take to keep that electric bill in check—and help your refrigerator last longer. Clean the coils. Experts recommend cleaning refrigerator coils underneath the fridge at…
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Benefits of a Standby Generator for Your Home
A power outage can be quite disruptive—especially if you or your spouse is working from home. Now is a great time to consider investing in a standby generator so you can be prepared for that next power failure. What Is a Standby Generator? There are two primary types of generators: portable and standby. While these…
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Protect Your Confidential Data
Even with tremendous investments in cyber security, the most common way for hackers and fraudsters to gain access to your confidential information is to trick you into opening or responding to an email or other online message that looks legitimate. Here are tips to help you avoid becoming an easy target for hackers and…
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7 Fire Pit Safety Tips
Whether you already have a fire pit, are planning to build one yourself or just purchased a portable one, it’s important to review these tips so that you and your family can safely enjoy time around the fire. Select the right spot for your fire pit. Build your fire pit on level ground and out…