Business Liability
Even Minor Mishaps Can Lead to Big Lawsuits
As a business owner, it’s important to have liability insurance to protect your assets. Taking these proactive steps can lower the potential cost of liability insurance claims for you and your business:
- Set high standards for your service and product deliverables.
- Keep all company records complete and up to date.
- Identify hazards on your property that could be potential liability issues and address them.
How Much Coverage Does Your Business Need?
Several factors contribute to the amount of liability coverage your business needs, and we’ll guide you through that assessment. Two key factors include:
- Risks associated with the type of business. For example, a dynamite factory carries a much greater risk of being sued for personal injury than a small retailer by nature of the products sold.
- The potential severity of a loss. For example, a business that provides health care services has a greater possibility of having a significant liability claim compared to a flower shop.
At McGriff, we have access to risk profiles and coverage amounts for businesses like yours. We’ll help you understand where liability insurance, workers’ compensation, and business property insurance overlap so that you don’t purchase too much of any one type.
Types of Coverage
- General Liability Insurance
- Personal Injury and Advertising
- Products and Completed Operations Coverage
- Employment Practices
- Professional Liability
- Employer Liability
- Garage and Garage Keepers Liability
- Directors & Officers Liability
- Contractual Liability
- Cyber Liability
- Business Property Insurance
- Inland Marine Coverage
- Business Auto
- Crime Coverage
- Excess Liability or Umbrella Coverage
- Business Interruption Coverage
- And more
Ready to Get Started?
Our approach begins with understanding your needs and goals, so contact us with any questions.
-
Learn more: Bonding & SuretyBonding & Surety
Bonding & Surety Simplify Bonding & Surety As one of the largest surety practices in the U.S., we have the knowledge, understanding, and experience to deliver excellent service, competitive pricing, and…
-
Learn more: Captive Insurance SolutionsCaptive Insurance Solutions
Captives An Innovative Way to Manage Risk and Have Control Over Insurance Costs Join the more than 300 organizations of all sizes who have chosen one of our captive or alternative…
-
Learn more: Transactional RiskTransactional Risk
Transactional Risk Helping You Close the Deal We have a dedicated group of insurance professionals focused on transactional risk management. From initial review to closing, we’re with you until the deal…
-
Learn more: Workers’ CompensationWorkers’ Compensation
Workers’ Compensation Why You Need Customized Workers’ Compensation Coverage Workers’ compensation insurance may be common, but the right solution for your business should be customized for your needs. Before we implement…
-
Learn more: Small Business InsuranceSmall Business Insurance
Small Business Insurance Your Small Business Is Unique, So Are Your Risks Whether you’re operating a hair salon, running a restaurant, or building custom cabinets, your business will have risk exposures…
-
Learn more: Business Auto InsuranceBusiness Auto Insurance
Business Auto Risk Management for Your Business Auto Needs From semi-trailers to limousines and owner-operators to fleets, we have the business auto protection you need. Commercial auto insurance helps cover the…
-
Learn more: Business Property InsuranceBusiness Property Insurance
Business Property Working Hard to Protect Your Business Business property insurance helps safeguard your property against the risk of loss, theft or damage. It also can help protect against business interruption,…
-
Learn more: Executive Risk InsuranceExecutive Risk Insurance
Executive Risk Advisors Executive, Professional, and Transactional Risk Insurance Specialists When it comes to Executive Risk protection and crisis control, you want a proven leader that combines deep knowledge and experience…
-
Learn more: Business Flood InsuranceBusiness Flood Insurance
Business Flood A Small Amount of Water Can Lead to Big Damage Floods are the costliest natural disaster in the U.S., causing billions in damage annually to hundreds of thousands of…
-
Learn more: Outdoor InsuranceOutdoor Insurance
Outdoor Insurance Protection for Hunt Clubs, Hunters, and Land Owners The team at McGriff partner Outdoor Underwriters has more than 20 years of experience in the outdoor insurance industry—they speak your…