Category: Articles

Three Main Reasons for a Policy Review Needs May Have Changed Your financial goals and objectives change over time. Financial professionals will assess the current needs when evaluating the policy and provide alternatives that may be more appropriate for your current situation. Improved Mortality People are living longer and mortality costs have come down over…

It’s no secret that boats require quite a bit of maintenance, time, attention, and funds beyond the initial purchase. However, at some point, the cost and time needed to repair your boat just isn’t worth it anymore. If you’re torn between fixing your boat and replacing it with a newer model, here’s what you should…

Scammers and con artists have been around since the beginning of time, and email is just a modern vehicle for them to dupe their victims. Most email scams will ask you to send money, cash checks, provide information or establish business relationships. It’s important to know how to recognize common email scams so that you…

Tornadoes are one of the most frightening natural disasters in the world, and they can occur suddenly with little to no warning. While tornadoes can occur any time of year, they’re most common in the United States from March to July. In fact, about 1,200 tornadoes occur in the U.S. each year, and tornadoes have…

Water damage can occur anywhere in your home, at any time of year. In fact, according to the Insurance Information Institute, the most common way water damage occurs in the home is through things like burst pipes and broken appliances.1 Protecting Your Home Against Water Damage Consider all the places where you can access water…

Whether it’s a pearl necklace, prized watch, or diamond ring that’s been passed down for generations, having a valued piece of jewelry stolen is something you never want to think about—but it can happen to anyone. That’s why it’s important to stay vigilant and protect your jewelry at all times. Here are some tips from…

Hitting the road in an RV can be one of the best ways to see this beautiful country. Whether you have a fifth wheel or a full-sized motor home, setting out on an RV road trip is a memorable adventure. Here are some tips to help you plan your route and enjoy your trip.  Use…

One of the pleasures of summer is enjoying time at the pool. However, any time spent around water (especially with children) presents certain risks. Did you know: Ten people die each day from unintentional drowning, and on average two of them are under age 14.1 Drowning is the leading cause of death among children ages…

Most parents approach this milestone with a mixture of joy and dread — the day their teenager obtains a driver’s license. Of course, safety is top of mind for parents. Make sure you talk with your teens about the risks below to ensure that they understand these very real safety threats. Top 8 Safety Risks…

How often do you take a look at your insurance coverage? If you’re like most people, probably not very often—if at all.   Most of us purchase insurance to protect our home, vehicles, and other items of value, and then we go into “set it and forget it” mode. But things change over time, and…