Category: Articles

  • 5 Reasons Why You Need Renters Insurance

    Do you rent your home or apartment? Renters insurance protects your belongings from loss, damage, or destruction following things like burglaries, fires, tornadoes and other covered events. Plus, renters insurance also protects your liability (and your money) if someone is injured at your rental home or apartment.    Check out these top five reasons why…

  • What to Do After a Hit-and-Run Accident

    Whether it’s a minor fender-bender or a more serious vehicle collision, anytime you’re involved in a car accident can be traumatic. When the other driver takes off without exchanging any information with you—commonly called a “hit-and-run”—you can be left feeling victimized as well. If you’re ever on the receiving end of a hit-and-run, be sure…

  • Do I Need Flood Insurance?

    Floods are the most common natural disaster in the United States, according to the Federal Emergency Management Agency (FEMA).1 While the government only requires mortgaged homes in high-risk areas to have flood insurance, FEMA recommends that all homes have flood insurance, even if your home is in a low-risk area.2   Why? Over 20% of floods…

  • 7 Security Tips for Your Vacation Home

    Do you have a second home in the mountains, at the beach, or in another getaway spot? Since you don’t spend all of your time at your vacation property, it’s important to take steps to protect your home from theft or vandalism when no one is around. A vacant home is extremely vulnerable. Have you…

  • 10 Tips for Boating Season

    From the engine and propeller down to your trailer, a little preparation as you get your boat out of winter storage and get ready to get out on the water can help you start off the season right — and get the most out of your time on board. Here are 10 boating preparation tips…

  • 10 Home Theft Prevention Tips

    Did you know that a home burglary occurs every 26 seconds, with an average loss of $2,799?1 Plus, most home burglaries occur during daytime hours, when thieves expect you to be at work, school or running errands. Even the safest neighborhoods can be targets for intruders. Help secure your home with these tips. Keep all your…

  • How to Insure Your Home-Based Business

    Entrepreneurship is a hallmark of the American dream. In today’s world of 24/7 connectivity, more and more individuals are operating a full or part-time business from their homes, allowing them to “be their own boss.” Whether it’s in-home child care, IT consulting, bookkeeping services, embroidery orders, an online business, or anything else based in your…

  • How to Spot Contractor Fraud

    36% of homeowners say that fraud is their biggest concern when searching for a contractor to lead their renovation projects.1 If you’re updating your property and plan on hiring a contractor, be on the lookout for the following red flags to avoid contractor fraud. 1. No references Avoid hiring a contractor who is hesitant, or unable,…

  • Prepare Your Home for Hurricanes

    We all know hurricanes can be devastating, so it’s important to prepare well in advance in case your home or property is ever in a hurricane’s path. When is hurricane season? The Atlantic hurricane season runs from June 1 to November 30, and the Pacific hurricane season runs from May 15 to November 30—with September…

  • How to Minimize Business Interruption During Hurricane Season

    As hurricane season nears, it’s important for business owners, operators, and managers to ensure they have a Business Interruption (BI) policy in place, which guarantees the business is protected from any losses caused by a storm or other natural disaster. This could include lost revenue, damaged facilities, and the cost of restoring lost or damaged…