Tag: Personal Insurance
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Creating a Legacy by Maximizing IRA Assets
Many high-net-worth individuals will be transferring wealth to the next generation from their Individual Retirement Accounts (IRAs). For those that have overfunded these accounts, they realize that all or part of it will be left to their heirs and that taxes could eat up a significant chunk. Life insurance may be a tax-advantaged way to…
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Protect Your Confidential Data
Even with tremendous investments in cyber security, the most common way for hackers and fraudsters to gain access to your confidential information is to trick you into opening or responding to an email or other online message that looks legitimate. Here are tips to help you avoid becoming an easy target for hackers and…
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Benefits of a Standby Generator for Your Home
A power outage can be quite disruptive—especially if you or your spouse is working from home. Now is a great time to consider investing in a standby generator so you can be prepared for that next power failure. What Is a Standby Generator? There are two primary types of generators: portable and standby. While these…
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How to Increase the Efficiency of Your Refrigerator
Did you know that your refrigerator is responsible for about 10% of your total electric bill?1 With one appliance zapping so much energy, here are a few steps you can take to keep that electric bill in check—and help your refrigerator last longer. Clean the coils. Experts recommend cleaning refrigerator coils underneath the fridge at…
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7 Fire Pit Safety Tips
Whether you already have a fire pit, are planning to build one yourself or just purchased a portable one, it’s important to review these tips so that you and your family can safely enjoy time around the fire. Select the right spot for your fire pit. Build your fire pit on level ground and out…
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Understanding Flood Insurance Is More Crucial Than Ever
The devastating Hurricane Helene caused numerous fatalities and widespread catastrophic damage across the Southeast, including in many areas not typically prone to flooding. The increasing frequency of extreme weather events like Helene serves as a stark reminder of the importance of flood insurance, no matter where you live. Flood insurance is typically excluded on a standard…
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Insights into Business and Personal Insurance for Wildfire Risks
In the aftermath of the January fires in Los Angeles, homeowners and business owners are working with their insurers to determine the extent of their losses and the payment amount they will receive to rebuild and recover. The wildfires will inevitably impact the insurance industry in the long term. Additionally, there will be cases where…
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Guide to Choosing the Perfect Diamond
Diamonds are a beautiful and thoughtful investment. Choosing the perfect diamond, whether for yourself or a loved one, is an exciting process but can be stressful if you don’t know what to look for. To help relieve some of the stress of picking the perfect diamond, here are a few simple tips. Remember Your A,…
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How to Combat Workplace Burnout
Between work stress and other personal and social demands, it’s important to prioritize your mental health, and maintain a healthy work-life balance. In recent years, there’s been a lot of talk about workplace “burnout.” Burnout is a syndrome caused by repeated workplace stress that results in a state of emotional, mental, and often physical…
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How to Protect Yourself When Hosting a Holiday Party
Hosting a holiday party requires a lot of preparation – you have to decide on food to serve, music to play, decorations to put up, and whom to invite. But more important than knowing which hors d’oeuvres to pass, is knowing how to protect yourself as the host of the party. Take a look at…