Tag: Real Estate
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Tired and Uncomfortable Drivers: How Fatigue and Ergonomics Increase Fleet Risk
Add six hours of whole-body vibration and a poorly adjusted seat, and the vehicle your company depends on could quickly become a serious liability. Driver fatigue can build over time due to factors such as undiagnosed sleep apnea and irregular shift schedules. A single night of sleep is not enough to repay accumulated sleep debt.…
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As Data Center Demand Accelerates, Utilities Face a New Risk Landscape
Power demand is rising faster than infrastructure can be delivered Artificial intelligence, cloud computing, and digital infrastructure are driving unprecedented demand for data centers across the United States. According to industry estimates, approximately $3 trillion is expected to be invested globally in digital infrastructure by 2030, with U.S. data center growth projected to add nearly…
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Addressing Consequential Damages in the Property Policy
Property insurance policy drafters have long attempted to address how excluded perils, such as faulty workmanship, latent defects, design defects, wear and tear, corrosion, or erosion, affect coverage. Approaches have included: “Resulting loss or damage” carve-backs “Cost of making good” faulty workmanship London Engineering Group (LEG 1, 2 and 3) defect clauses It is helpful…
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Structuring Construction Liability Coverage for Multifamily Developers
A well-structured General Liability program can significantly improve cost efficiency, risk control, and long-term outcomes for multifamily developers. Developers are paying for all General Liability insurance tied to their projects, whether that cost is visible or hidden. Developers can rely on the general contractor (GC) and subcontractors to carry coverage and build it into their…
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Putting Your Best Risk Forward: Strong Submissions for Real Estate Accounts Lead to Better Outcomes
As an insurance marketing account executive for McGriff Specialty, my role includes presenting my clients’ accounts in the best possible light to our insurance company partners. How I submit each account directly affects the coverage options and terms we receive. Accounts presented favorably tend to generate more interest from a larger pool of insurers, which…

